Austria Business Directory

Tag: mobile phone number database

  • TELECOM AT ITS LAST CHANCE?

    Lagging behind among the companies in its sector, Telecom Italia has for a few weeks been the center of a news flow which perhaps has as its primary objective that of clarifying the vicissitudes that are affecting the telecommunications group. Between climbs on the stock market and descents into the deep red, TIM is considered the worst company among the large companies operating in its reference sector: between Vodafone and Iliad which continue to post positive quarters in terms of revenues and profits, our Telecom last October 28th it was forced to revise its profit forecasts for 2021 downwards. This is how Luigi Gubitosi, current CEO of the group, announced the second profit warning in the space of just three months. What led the company to make this decision?

    Two main reasons can provide us with an answer to this question

    Firstly, the strong competitive pressure on the fixed telephony market. Leading many operators in the sector to reduce their prices. Just a few weeks before presenting the results as of Mexico Phone Number List September 30. TIM had announced the launch of a time-limited promotion offering a monthly TIMVision subscription with some of the main platforms included (including Netflix and Disney+) for less than €45. The second element was undoubtedly the unexpected disappointing result from the alliance with DAZN. The telephone operator and the streaming content provider had signed an agreement for the sharing of Serie A, with an economic value of around €340m.

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    To make the situation even worse

    Iliad announced its intention to launch into the world of landline telephony over the summer. At the moment, no offer has been proposed by the French operator. Even if confirmed by Spain WhatsApp Number List the company’s management during the presentation of the quarterly results to investors. Although the price of Telecom shares is now at its lowest levels. In recent weeks TIT has closed some trading days in green territory. Driving these increases is the news of the possible takeover by the American fund KKR. Currently shareholder of FiberCop (the company to which TIM has moved part of its telephone network) at 37.5%. According to what was reported by Corriere della Sera.

  • Learn easier than talking about it

    The new platform for integrated learning based on collaboration between experts is increasingly convincing. If the concept of ” student centrality ” now seems obvious to some, because they believe that today there can be no teaching activity that does not start from the student’s needs, it is clear that they are not yet familiar with Learnn, the platform that represents the new frontier of learning at a distance . Designed to allow students to learn online with the contribution of the best professionals and experts, Learnn develops an educational system based on collaboration, because know-how is only recognized by doing, and learning is ensured by doing. There are numerous fields in which to develop new skills : ranging from graphic design to communication, from copywriting to marketing automation; in short, it seems there is no sector that cannot be easily and tenaciously learned by following one of Learnn’s programs.

    It is in this way that Learnn aims to support university students

    Allowing them to interact with professionals from everywhere, ready to transfer contents through clear lessons, supported by advanced technology, available at any time, consultable with extreme ease. The greatest push comes from the intention to support the aspirations of the most motivated students, eager to develop even more solid Brazil Phone Number List skills, ensuring them not only an upgrade in knowledge, but the opportunity to broaden their horizons, since the contents are constantly expanding and disciplines in significant increase. Accessing the platform is easy and convenient: with a monthly subscription of €9.99 you can use everything on the site , being ready for operational teaching that will help you develop projects, measure your skills, in the acquisition of new knowledge in a unique and stimulating proactive and collaborative climate.

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    For university students the discount is even more surprising

    1 euro per month for 12 months , for a total of 12 euros per year. This is the “Impact x Uni 2021” formula, which requires pre-registration using your university email by Switzerland WhatsApp Number List December 23rd. No longer, therefore, the specter of distance learning, which has demotivated countless students in this terrible period of pandemic, but a learning system that preserves the dynamism of presence and preserves motivation by fueling curiosity through production. The success of the platform is already visible in the number of members: there are already 20 creators, 200 ambassadors and many companies and student associations, who support the effectiveness of Learnn and appreciate its methods.

  • What is cryptocurrency?

    Cryptocurrency is a digital currency invented in 2008 by an unknown person to allow people to make online payments securely. The first token or coin used in this system was bitcoin, and since its introduction, it has had a tremendous rise in price and popularity within society. Bitcoin has had a significant impact on the whole cryptocurrency concept since then. After more than one decade, we have different types of cryptocurrencies and thousands of coins known as altcoins. One of these decentralized altcoins, which reached a high degree of popularity among the users after bitcoin, is Ethereum.

    The main reason is more than being a coin for online payments

    Over the blockchain platform. The main advantage of Ethereum is that it enables the deployment of smart contracts and dApps, without any third party involved in the online South Korea Phone Number List environment. But over the past recent years, we heard about one more exciting concept and might be the future of this whole system. NFTs are a new concept getting more and more popular each day because of the vital role it plays in especially entertainment industry. In this article, we will go more deeply into the infant trajectory of NFTs.

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    How does it work?

    There are two different schemes for NFT protocols, which generally work the same, but the hierarchy is separate. Source: Non-Fungible Token (NFT): Overview, Evaluation, Opportunities Taiwan WhatsApp Number List and Challenges (Tech Report) by Qin Wang, Rujia Li, Qi Wang, Shiping Chen One approach is from top-to-bottom, which consists of the NFT owner and the NFT buyer, a typical course designed to build an NFT from the initiator and sell it to an NFT buyer. The following approach is from Bottom-to-top which there is an NFT template, and every user can create a unique NFT. Top-to-Bottom: Here, the owners initiate the workflow and check all the inputs to be correct (NFT Digitize). Then they digitize and store the raw data into external or internal storage (NFT Store). The owners then sign the transaction

  • Shadow Banking System

    The term “shadow market” conjures up images of illegal or otherwise shady trade deals but not all shadow markets are nefarious in nature. A robust “shadow” banking system provides services similar to those of traditional banks, but with the added benefit of creating convenience in services and reducing unnecessary tasks. Such institutions may include hedge funds , insurance companies, and private equity funds . The rapid growth of the financial system since the mid-1980s has changed the nature of financial intermediation. Within the system, in fact, financial intermediaries other than banks played a critical role, especially in the period preceding the financial crisis.

    The phenomenon is called Shadow Banking

    That complex of institutions and financial intermediaries. That provide banking services without being subject to the relevant regulation. They are outside the scope of application of the Japan Phone Number List rules inherent to it. The financial crisis of 2007/2008 led, in the first instance. To a worldwide awareness of the changes that have occurred in the structure of the financial system. As well as a rethinking of both the general regulatory structure of the system and the macro-prudential policy. In this context, a decisive role was played by the Shadow Banking System ; the expansion of this system was largely due to the decision taken by several banks.

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    In the years preceding the crisis

    Their activities characterized not only by high interest margins but also by a strong risk profile: transformation of maturities and liquidity but also the use of financial leverage in Mexico WhatsApp Number List derivative instruments. In December 2010 the Financial Stability Board decided to set up a task force. Whose priority was to collect data on the phenomenon in question. According to what was originally found. Different types of intermediaries operated in the system described: money market funds, private equity companies , hedge funds. Insurance companies and companies controlled by financial and banking institutions such as SPVs ( Special Purpose Vehicles ) and SIVs ( Structured Investment Vehicles). ).

  • The thing that makes Tether a stable digital currency

    compared to other tokens like Bitcoin is the community that relies on it. One Bitcoin today is worth around 38540 euros, this is because there are people who appreciate and believe in the value of this currency. But when Tether Limited declared in 2019 that reserves covered only 74% of the tokens in circulation, Tether’s value on exchanges remained virtually unchanged. This is both for the validity of the collateral to which it is anchored, and for a clientele that has continued to purchase Tether in the secondary markets at one dollar per token. Despite this, to date Tether, or stablecoins in general, are rarely accepted for the purchase of goods.

    There are various problems

    From the security of digital wallets to the slowness of blockchains at the time of the transaction. A critical aspect concerns the stability of these cryptocurrencies: that of Tether was just a lucky event. A community that believes in them is not enough to avoid volatility, but financial reserves must be reliable and stable. This Singapore Phone Number List worries governments and central banks. Facebook, which created its Libra currency in 2019, is the example par excellence. The United States Senate, considering that the Libra Association could become the competitor par excellence in the banking world. Did not allow the project to be taken any further. It can be well understood that the fear of the banking system is well founded: there are 5 top stablecoins with a capitalization of over 5 billion (Tether, USDC, Binance USD, Dai and TerraUSD).

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    The Biden government is concerned about exponential growth

    Pushing for more measures, given that rapid expansion always carries non-negligible risks. One of the main concerns concerns the transparency and quality of the collateral. Considering Malaysia WhatsApp Number List the high capitalization that these companies have. If doubt were to spread regarding the securities supporting these currencies. A “panic selling” effect would be triggered. Incurring a crisis that we know well in the financial market and beyond. Tether has already had to pay two penalties in 2021 for false declarations on the amount of assets that supported the tokens in circulation. USD Coins also appears to be under scrutiny as Coinbase, the transaction channel used. The years made conflicting statements regarding the nature of their reserves.

  • Stablecoin: could it become the currency of the future?

    In recent years, attempts have been made to overcome. The obstacle of volatility in the digital currency dimension. It would seem that significant progress has been made with the spread of the stablecoin. Cryptocurrencies such as Bitcoin, although it is a crypto asset that has managed to conquer the cryptocurrency market. Is characterized by very high volatility and this is why it should be considered a speculative asset rather than a means of exchange. Despite this, blockchain technology has made, and is still making, enormous progress towards. The creation of a crypto asset that can be used as a means of exchange for the purchase of goods “pegged” to an official currency. And so the solution could be the stablecoin, a token whose exchange is recorded in a blockchain exactly like bitcoin.

    Differs from the latter in one important aspect

    Its value is anchored to a real asset or good, making it a Indonesia Phone Number List relatively more stable currency. More specifically, there are three methods to link the value of a token (an asset that only exists in the blockchain) to another asset or physical good. The first anchors the stablecoin to physical collateral. Assuming that a token is worth one dollar (as is actually the case for Tether). Whoever creates the aforementioned asset puts one dollar or the equivalent in low-risk financial securities into a reserve, such as a bank account. Thus the amount, which is equal to the tokens generated, acts as collateral to guarantee its value. A second method involves digital collateral. In this case, for each token created, crypto assets with a value greater than the token are frozen, to prevent high volatility.

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    The last option instead concerns algorithms

    Which maintain parity (even if they do not always succeed), automatically. They create tokens if the respective value in official currency increases, or on the contrary. They Japan WhatsApp Number List destroy them if it decreases. Clearly, the method that makes the stablecoin less volatile is the one that attaches it to physical collateral, and in fact Tether. Which is pegged to the value of the dollar, is the most used stablecoin. This stablecoin can be an excellent example to understand its exact functioning. The purchase and sale of Tether takes place on the market of exchange channels. Which the buying and selling is between private individuals, or through Tether Limit. The company that creates the tokens. In this second case, the tokens are generated. The company upon payment of a quantity of dollars, or, in the opposite case.

  • Invasion of Ukraine: The international community over Russia

    The Russo-Ukrainian conflict undermines all past efforts of international cooperation, interdependence, and peace-seeking accords, proven to be everything but binding in the eyes of Russia. The international community has already stated that sanctions will be imposed on Russia. What are these sanctions? What can Russia do to minimize it? This article aims at providing a comprehensive Idea about the current and potential sanctions on Russia as well as the consequent Russian countermeasures to shield its economy. It is worth underlining the obvious yet vital fact that given the advancements on communication, capital mobility and in general, technology; the world economies are more connected than ever before, this has provided leverage for the west in the negotiations table as well as a higher potential impact on Russia’s internal economy.

    Since the very beginning of the invasion many countries

    Limited interactions with Russian banks and companies, prohibiting payments, disrupting operations, and freezing assets. This (and many factors mentioned later in this article) has led thus far to a huge decrease in demand for the Russian Ruble, as evidenced by its depreciated value which did not amount to one American cent on March 9(0.00658165 USD/RUB). Surely more impactful is the United States’ and Great Britain’s decision to freeze the Russian Central bank’s assets in the west, which according to the BBC are denying access to over 574 million euros worth of India Phone Number List dollar reserves, further blocking their ability to make transactions in US dollars and import goods. Another key decision is removing seven major Russian banks from SWIFT, the globally used banking transaction system headquartered in Belgium. This will delay payments towards Russia, disrupt transactions and ultimately account for at least 5% contraction of the economy.

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    Passing on to energy-related sanctions

    Europe imports 40% of its gas and almost 25% of its oil from Russia. Sanctions of this matter have therefore been subject to debate in the EU. Nonetheless. Germany has already halted the Italy WhatsApp Number List certification of the Nord stream 2 pipeline. Meaning it cannot operate, which according to CNN, contribute to 55 billion cubic meters of gas annually worth 15 million EUR of missed exports for Gazprom, Russia’s state-owned company. Moreover, EU officials have already stated that feasibility is being assessed for a plan that could cut importing needs from Russia by almost 80% by next year according to Bloomberg. Instead, on March 8th President Biden announced the full ban on Russian oil, gas, and coal while the UK has also banned imports of Russian Oil.

  • Open Innovation: the innovation of the future

    Spirit of adaptation, mental flexibility and winning defense strategy are some of the key elements for the success of a start up. What instead allows a company to evolve over time, keeping up with market changes and intercepting the new and growing needs of consumers, is innovation. Today, to be competitive, a company can no longer do without innovation, and internal innovation is no longer sufficient. The main reasons that in recent years have pushed companies to focus on external ideas are closely linked to the field of research and development, the continuous diffusion of knowledge and technology; in fact phenomena such as globalization have caused rapid changes in the economic landscape: reduction of the life cycle of products, significant increases in costs for Research and Development processes, limited ideas from the R&D department.

    Outbound and inbound Open Innovation

    Open Innovation is summarized in two main processes: outbound and inbound. Outbound innovation is generally still not very widespread as it is considered risky, as it is divided into a process of externalization Malaysia Phone Number List of internal ideas and stimuli, characterized by the objective of bringing innovation outside the company. Inbound, on the other hand, is based on the external search for new ideas and new projects, aimed at bringing innovation within the company. To carry out Open Innovation, companies prefer the acquisition of innovative start-ups, since it is generally a win-win situation. Companies secure new ideas, technologies, skills and at the same time can deal with a leaner organizational model.

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    Open Innovation in Italy

    Almost all leading Italian companies have created an ad hoc division within Open Innovation. Acquiring strategic awareness of innovation. Research by Startup Intelligence Observatories and Indonesia WhatsApp Number List Digital Transformation Academy highlighted. How in 2021 in Italy, 81% of large companies invested in Open Innovation and of these, 49% carried out collaborations with startups. This highlights how even on Italian territory. Companies are also expanding towards non-traditional players. Creating an environment focused more on external innovation. As a consequence, startups have found fertile ground to become protagonists. Stimulating development and the propensity towards innovative markets.

  • PMI and default risk

    Crises can come from a wide range of sources, including natural disasters that disrupt operations, financial problems that shake shareholder and investor confidence, cybersecurity breaches that leak sensitive data, and product failures that potentially harm consumers. 2022, between inflation, war in Ukraine, increase in energy costs and blockage of supply chains, has put the health of Italian companies to the test . Interest rates have reached levels not seen since the 1980s, causing global instability, significant declines in valuations and increasing volatility. This is a series of macroeconomic factors that have not been seen for decades.

    According to the SevenData study on the trend of risk signals

    Thousand Italian companies are at high solvency risk or in default . Italian companies, in fact, have been put in difficulty by the factors previously listed. The importance of audit and control to limit the risk of default It is critical to identify a crisis before the situation escalates. Creating safeguards in your processes, such as defining business KPIs , can help identify potential future problems. Many companies establish risk management teams to support Vietnam Phone Number List these efforts by developing monitoring practices . An audit is a process that helps identify default risks and implement measures to prevent them. This may include evaluating internal procedures, auditing financial records and reviewing internal controls. The goal is to ensure proper management of finances and compliance with regulatory requirements , while minimizing the risk of missed payments or bankruptcy.

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    Possible strategies to adopt for SMEs

    To evaluate the risk of default, there are some KPIs to consider such as the measurement of liquidity. To be compared with short-term obligations, the debt-to-equity ratio. Company profitability India WhatsApp Number List based on operational management and the percentage of loans not refunded. These KPIs can help identify key factors affecting default risk and implement measures to mitigate these risks. To avoid default in a small to medium enterprise ( SME ), some strategies can be considered based on different needs. Some ideas include: realistically planning income and expenses, monitoring cash flows, diversifying sources of financing, optimizing costs, regularly monitoring the financial situation, assessing risks and acting accordingly, and maintaining open communication with the various stakeholders.

  • The Acetaia Giusti case the story of a balsamic vinegar

    Carrying on a small business and a centuries-old company , single product and as much linked to local traditions as it is open to the external and globalized world. Most would say impossible nowadays. However, for every rule there is always an exception : a small example of something that is probably impossible in large-scale economies and which instead, in our country, continues to renew itself and bring prestige to an entirely Italian style of entrepreneurship . Today we tell you the story of Acetaia Giusti , a Modena production company that has been producing and selling its balsamic vinegar in Italy and various countries around the world since 1605 .

    The answer is: in people

    In the people and roots that made the company unique in the past. To give new light to a brand and a product that has prospered for a long time and which. The strategic choices of a management board and a young and motivated workforce , continues to grow and prosper. The first step was to listen and reflect Taiwan Phone Number List on what the needs of the collaborators. Who were already in the company were to understand how to meet them. Few employees, mostly production workers and very simple management and control systems. Which we could limit only to basic accounting. A presence in the consumer’s mind that existed, but which was not reflected in concrete branding actions capable of building and sedimenting value even in a wider and necessarily younger audience .

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    The new management board come the first choices for renewal

    First of all, open up to young people . Therefore, We went in Hong Kong WhatsApp Number List search of young and motivated people who could embody. The passion for the sector and who could take on the challenges that the new management set itself. Little by little the old team, which had less than a dozen historic employees, gave way to new resources with the same passion, but with new strength and a desire for redemption. To date, Acetaia Giusti has more than thirty employees. United in what we like to define as a ” large corporate family ” made up of united members and oriented towards results, because they are also actively involved in achieving them.

  • The effectiveness of bonuses for economic growth

    In recent years, especially in Italy , we have witnessed various economic policies that revolved around the concept of bonuses . However, the debate on these measures remains open , in particular on the effects, both criticized and praised, that they have on the economic system and its growth. This type of policy aims to stimulate consumption within the economy. If an economic agent, such as the State, grants citizens or businesses discounts or concessions on the purchase of certain products or services, they will be more inclined to consume them. We therefore understand the relevance that some forms of bonuses or superbonuses can have in the economic system, especially in crisis situations, when the consumption of families and businesses decreases following high levels of inflation or, in general, a reduction in power of purchase.

    Concrete examples: superbonus and cashback

    Two examples of bonus-based initiatives are Superbonus 110 and cashback . The first , launched to deal with the problems that arose from the pandemic crisis. The aim of supporting the construction Hong Kong Phone Number List sector by stimulating demand. The data shows us how we have gone from a value of 30 billion per year in construction work to around 65 billion in 2021. The second , however, aimed to spread the use of digital payment methods. A view to digitalizing the country and to combat tax evasion. Both initiatives show us some dynamics useful for better understanding the nature of bonuses. Two points can be identified, certainly not exhaustive, but which help to provide an answer to the questions presented at the end of the previous paragraph.

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    Bonuses are short-term measures

    The first point that is important to pay attention to concerns the temporal scope of the bonuses. Being mere donations of capital to support expenses. These measures, despite appearing France WhatsApp Number List less onerous than other more structured policies, have an impact only in the short term . The stimulus that they are able to generate within the economic system disappears quickly. Because by definition a structured long-term plan is absent and only immediate coverage of expenses is expected . This is not to say that the impact of the bonuses is null, on the contrary. In the short term they are able to move many chords in the economy, however their effect remains limited to the period in which the initiative is active: as soon as State shuts down this type of measure, the benefits cease.

  • Artificial Intelligence and the Smart City

    The integration of Artificial Intelligence (AI) in Smart Cities represents a significant breakthrough for improving the quality of urban life. AI applications promise improved services, more sustainable management of cities and optimal living conditions for citizens. However, it is crucial to adopt and integrate these technologies in an ethical and responsible way, as MIT architect Carlo Ratti points out. AI Projects for Smart City: Some Examples Smart Street by Sidewalk Labs A concrete example is the “Smart Street” project by Sidewalk Labs, a company affiliated with Alphabet. This project aims to transform roads into smart environments, using sensors and AI algorithms to collect and analyze data on traffic, air pollution and other environmental factors. The goal is to improve urban mobility management through real-time information.

    Smart Road A3 Salerno-Reggio Calabria

    The smart road is an intelligent road, on which vehicles can communicate New Zealand Phone Number List and connect with each other. But how is this possible? Through a wireless infrastructure that connects the highway, vehicle and user. Furthermore, using a special app you can monitor traffic or any accidents in real time. In this way, owners of vehicles equipped with assisted and autonomous driving will be able to drive without hands. The project envisages that the motorway will be powered by green islands, i.e. green areas used for energy production, through wind turbines or photovoltaic panels.

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    Digital Twin from Siemens

    Siemens’ “Digital Twin” project uses a virtual replica of cities to simulate scenarios and test solutions before implementation. This approach allows the impact of new infrastructures on urban mobility to be assessed and the energy consumption of neighborhoods to be studied, thus contributing to more efficient China WhatsApp Number List planning. Artificial Intelligence and Start-ups in Italy In Italy, numerous innovative start-ups are contributing to the development of AI solutions for Smart Cities. CortAIx for Urban Security CortAIx focuses on urban security through a system of sensors and cameras that detect suspicious behavior. Using AI algorithms, it helps prevent theft, vandalism and acts of terrorism, improving urban security overall. G-move for Public Transport Monitoring G-move monitors the flows of people in urban public transport, helping to optimize the management of transport services and improve citizens’ experience.